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What is PMI? Why Should I Care?

What is PMI?  PMI is private mortgage insurance. Lenders will throw this term around, and it is common not to understand what it means or how it impacts you. Most lenders will require PMI when you put less than 20% down. The purpose of PMI is to protect the lender in...
What are out of pocket expenses I will need to pay to buy a house?

What are out of pocket expenses I will need to pay to buy a house?

What are out of pocket expenses I will need to pay to buy a house? How much cash do I need before closing?   It is an excellent idea to prepare yourself with earnest money before making an offer. This amount varies depending on the market but can be anywhere from...
Do I need an agent if I am building a home with a builder?

Do I need an agent if I am building a home with a builder?

Do I need an agent if I am building a home with a builder?   Yes! Having an agent to represent you when dealing with new construction and a builder’s agent is always a good idea. Understand who is representing who. The agent at the model home works for the...